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手機貸款 信用貸款 瑕疵貸款 土地貸款 代書貸款 房屋貸款因免卻了部分證明文件，故「免文件貸款」批核的貸款額上限不高，而且因對文件要求較寬鬆，對貸款機構而言風險較高，所以利息會較申請一般私人貸款的為高，借款前記得要三思。小額相對審核較輕鬆，

關於土地貸款利率行情整理如下表，一般來說，建地類型的利率行情相對較穩定，工業用地、林地、山坡地，用來抵押申辦貸款的利率則通常比較差。但最終的利率與額度還是以銀行的核貸結果為準：所有貸款若需重要證件都只能核對身分使用，若遇到向您索要正�

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